Honest pricing

Pricing built around you — not around your data.

The core wealth-building toolkit — community, AI consultant, lessons, goals — is built for college students. Pro unlocks deeper tools when you need them. We never sell your data. Never have. Never will.

/ Student

Get in free.

The full community + lessons, free for students. Just a taste of the AI.

$0 / free
No card required.
  • Full community — feed, channels, DMs, milestones
  • All lessons + tracks + streaks
  • Up to 3 goals
  • AI consultant — 3 questions / month (a taste)
  • Community leaderboard + badges
  • Bank-level privacy. Data never sold.
Get started
Most popular
/ Pro

Where it clicks.

The real toolkit — a personal AI consultant plus every money tool.

$14.99 / mo
$149/yr billed yearly · save $31
  • Everything in Student, plus:
  • AI consultant — 300 questions / mo + 60 deep-dive answers
  • Unlimited goals + auto-pacing
  • Bank connections via Plaid (read-only)
  • Advanced analytics — net worth, cash flow, projections
  • Priority consultant + early access
  • Pro badge on your profile
Start 14-day trial →
/ Pioneer

Build it with us.

For early supporters who want a seat at the table while we build.

$29 / mo
$290/yr billed yearly · save $58
  • Everything in Pro, plus:
  • Highest AI limits — 750 questions/mo + 150 deep-dives
  • Founder-only Discord + monthly fireside
  • Vote on the roadmap
  • Pioneer halo badge + name in the credits
  • Locks in your price forever
Become a pioneer

What's in each plan.

The honest version. No surprise asterisks at the bottom.

Feature
Student
Pro
Pioneer
Community
Community feed + channels
DMs + group chats
Founder Discord
AI consultant
AI questions / month
3
300
750
Deep-dive (Sonnet) answers
—
60 / mo
150 / mo
Priority response queue
Goals + tracking
Active goals
3
Unlimited
Unlimited
Auto-pacing + check-ins
Advanced projections
Bank connections (Plaid)
Privacy
Data never sold
Bank-level encryption
No training on your data
Pricing FAQ

The honest answers.

Why does Pro cost money?

A real AI consultant runs on models we pay for per question, so we meter it instead of selling your data. Student is free with a taste of the AI (3 questions/mo); Pro at $14.99/mo includes 300 AI questions a month plus 60 deeper "deep-dive" answers — more than almost anyone uses — along with bank connections, advanced analytics, and unlimited goals.

Can I cancel anytime?

One click. From your settings. No phone call, no email gauntlet. If you cancel mid-cycle you keep Pro until the period ends.

Do you offer refunds?

14-day full refund on any paid plan. No questions. Just email us.

What's the Pioneer tier really for?

It's for the people who believe in what we're building and want to fund it directly. You get a real seat at the table — Discord access to founders, roadmap votes, your name in the credits, and your price locked in forever. Limited to the first 500 spots.

The system won't fix itself.
Start building.

Join the community building generational wealth — together. 14-day Pro trial, cancel anytime.

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